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“You have to set goals that are almost out of reach. If you set a goal that is attainable without much work or thought, you are stuck with something below your true talent and potential.” —Steve Garvey


One of my favorite things to do is to write out my goals. I have monthly goals as well as yearly goals for the next five years. For me, writing out my goals not only gives me something to work towards, it also shows me who I am as a person. If we don’t know what we are aiming for, how will we ever get there?

So, why monthly goals? I write out monthly goals to help align with my yearly goals. Every month I have four categories I make goals for: Weight/fitness, career, blog, and FUN! Yes, every month I put one goal down that serves no other purpose than to push me outside of my comfort zone. Fun fact: this month it’s a facial.

Yearly goals: These guys are my favorite to write out. I try to keep a general five year plan up to date. However, every year for my birthday, a tradition I started back in High School was to write out what all I wanted to accomplish for my “23rd” year. Sometimes this list is HUGE, sometimes it’s small.

My 23rd year list:

  1. Buy a house (CHECK)
  2. Figure out my career (We can all laugh)
  3. Lose 20+ pounds (again… laugh)
  4. Complete marathon (CHECK)
  5. Start a blog (CHECK)
  6. Read 12 books (Close… we’ll see what the next two months hold for me)


For the past three years, Keith and I have also made “family money goals” yearly… as well as keeping a five year plan. We write down numbers 1-5 and make a list from most important, to least important. This list is what any “extra” money goes towards. This keeps us on task and moving towards our goals. Two MUST haves on our yearly goals is a savings increase as well as something fun. You have to plan a way to enjoy your money/ time together while also trying to be smart about what your goals are. Because we are trying to do some bigger financial moves this year, we are doing a smaller “fun” item, but it’s still a trip we are looking forward to!

2018 List:

  1. Storage building
  2. Create emergency savings fund
  3. Increase savings by $$
  4. $$ For weekend trip
  5. Pay off car


Here is a free download for your goals.


Questions for you:

  1. Do you write down your goals? If so, when (i.e. first of the year, your birthday, etc.)
  2. What is a FUN item you’d put on your list?

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